The Cost of Pets on Your Budget

Being a real dog person,Eco Lassie is nuts about her Spinone, Radar, and couldn’t imagine life without his funny face.

But the reality of having a pet in your home goes far beyond the cute factor. There’s the commitment to caring for a member of your family for many years, when they’re young and frisky or older and have issues. There are also varying costs involved that potential pet owners should remember when deciding what pet will round out their family.

So when an eco-minded friend was looking into a new pet for her family, she asked Eco Lassie to do some research on which pets  would take what kind of toll on her family’s budget, and here are the sometimes surprising results.

For any pet you choose to bring into your family, there will be costs involved, from their food to vet bills, and depending on the pet you choose and its breed, potential grooming costs.

The least expensive pet to own and care for is one of the smallest: a fish. If you forgo the exotic breeds and a large, filtered aquarium, you can have one or two fish, like goldfish or betas, in a small bowl for $35 a year.

Then there are birds, and a smaller variety like parakeets or finches require little cost once you actually buy the birds and outfit their cages. There is the cleanup up in those cages to consider, but costs to maintain run about $200 a year.

Of course, neither of those choices are pet-able pets. If your little one is determined to have a small cuddly critter, so-called “pocket pets” may be the answer for you.  Small mammals such as mice, gerbils, hamsters are popular choices. The cleaning of their cages will undoubtedly fall to mom or dad. And sex determination of these pets is often fallacious, which is why having just one at a time might be a good option. But you can care and maintain for one of these small mammals for about $300 a year. For their larger cousin, the guinea pig, costs soar to $635.

The biggest choice for many families when considering a pet falls between cats and dogs.

That cute little kitten will require immunizations and neutering, in addition to food and litter box contents. Many cat owners decide to have the their cats de-clawed on their front claws, which vets say does not prevent them from climbing trees or protecting themselves outdoors as they use their hind claws for both, but does save on your upholstery and children’s scratches. Budget $495 for that soft kitty.

Then we come to the dogs, available in so many sizes and breeds you need a good dog breed book to find the proper fit for your family. But please remember that there are so many good-natured dogs waiting for homes in shelters for a reasonable cost, and many families will opt to rescue a dog while going easier on their budget, as popular puppy breeds can cost anywhere from several hundred dollars to several thousand.

Budget $355 for a small dog; $470 for a medium pal and $650 for a large breed dog. Dogs give unconditional love and are always happy to see you, but require an investment of time and exercise, so take that into account.

You would have thought that large breed dog would have been the most expensive pet to budget for, right? Eco Lassie certainly did. But according to the ASPCA, who gave her all of these budget numbers, the number one most expensive pet for the homeowner to maintain is … the rabbit! Living for ten+ years, rabbit care comes in at a whopping $730 a year. Let’s hope Eco Lassie’s friend makes the right choice for her family, but at least it will be an informed choice now.

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About auntiemwrites

I'm a retired RN, full-time writer who lives in a very rural area in coastal NC. I live here with Doc and two pups, Murray, our rescue mutt (14) and Radar (2). We have 3 grown son.On a daily basis we see deer, tons of birds including blue birds and woodpeckers, shore birds and the occasional black bear, and love living on the Pungo River, perfect for a writer. My mystery, The Blue Virgin, is set in Oxford, UK, and is the first of a series featuring American Nora Tierney.

5 thoughts on “The Cost of Pets on Your Budget

  1. We had guinea pigs for years and their cost was minimal. Between all of them, I think we only had two vet visits (for a case of fleas) and their maintenance consisted of bedding and guinea pig pellets that weren’t more than $5 per bag and a bag of each probably lasted a month. A couple of them required visits to the pet store to get their nails clipped but that was only a few dollars as well. We felt they were the ideal pets for our busy family — friendly but affordable.

  2. I find ways to keep the cost reasonable for being a kitty Mom. We take Lily to the SPCA clinic for her vet care and shots. They are far less expensive than the private vets and I feel like my money is going to a group that will care for more animals.

    My daughter learned to trim claws and we stock up on cat food when it goes on sale.Lily is 10 months old now and I don’t think we’ve spent over $200, including her $75 adoption fee.

  3. The cost of keeping a dog is by far outweighed by the amount of love and fun you get back. Well worth it even when they enter old age and start to become a little more fruit bat than dog. However the costs should not be underestimated and anyone on a very tight budget should seriously consider whether they have the resources and time to take care of such a precious animal. Too many end up in rescue kennels and/or destroyed because owners don’t think these things through in advance.

    Here endeth the lesson.

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